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My Laya PH

Your money, right now

Monthly cash flow

Take-home income
Less: monthly expenses
Net remaining cash

Fill both fields above and this works itself out.

Both fields are needed before you can go on.

If tomorrow goes wrong

Bar one — months of living expenses

4 months
5 months
6 months

Based on the expenses you entered, that target works out at —.

Bar two — a medical event

₱130,000Common surgical admission
₱1,700,000Critical illness — heart bypass

Living expenses covered

 

0%Target

Medical event covered

 

0%Target

Emergency pillar — where you stand

Living expenses covered
of a target
Medical event covered
of a bill

 

Fill every field above to see your emergency bars.

Retirement

What you want, and when

Your SSS

What you have put aside yourself

Bank or cash0% assumed
Pag-IBIG MP26.72% 12-yr average
Pension Booster6.83% in 2025

Retirement pillar — where you stand

SSS pension, in today's money
on paper at retirement it reads
Your own savings, as monthly income
Total monthly income delivered
against the you want

 

0Target
You're heading for a lump sum, not a pension. You'll reach contributions by retirement — short of the 120 needed for a monthly pension. Closing that gap is the highest-return move available to you.
Fill every field above to see your retirement pillar.

Your one big goal

The goal

Your goal — where you stand

On this trajectory you will have
of the you want ready

 

0Target
Fill every field above, or tick the box to skip.

College fund

College funds — where you stand

On this trajectory you will have
of the you want ready

 

0Target
Fill every field for each child, or tick the box to skip.

Your Financial Checkpoint Score

Financial Checkpoint Score

Complete the pages before this one and your score appears here.

What makes it up

What to do with what is left

 

Checkpoint Score today → where this plan takes you

Money to allocate each month

Save your report

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