Step 1 of 7

My Laya PH

Ang pera mo, ngayon

Monthly cash flow

Take-home income —
Less: monthly expenses —
Net remaining cash —

Fill both fields above and this works itself out.

Both fields are needed before you can go on.

Kung may mangyari bukas

Bar one — months of living expenses

4 months
5 months
6 months

Based on the expenses you entered, that target works out at —.

Bar two — a medical event

₱130,000Common surgical admission
₱1,700,000Critical illness — heart bypass

Living expenses covered

—

 

0%Target

Medical event covered

—

 

0%Target

Emergency pillar — where you stand

Living expenses covered —
of a — target —
Medical event covered —
of a — bill —

 

Fill every field above to see your emergency bars.

Retirement

What you want, and when

60Optional retirement
65Mandatory retirement

Your SSS

What you have put aside yourself

Bank or cash

Pag-IBIG MP2

SSS Pension Booster

Retirement pillar — where you stand

SSS pension —
Bank/cash + Pag-IBIG MP2 + SSS Pension Booster, as monthly income —
Total retirement fund —
Sum of SSS Pension, Cash, MP2 and SSS Booster
Total Monthly Pension —
Value ng pension mo ngayon pag retire mo —
Against — — sa gusto mo —

 

0Target
You're heading for a lump sum, not a pension. You'll reach — contributions by retirement — short of the 120 needed for a monthly pension. Closing that gap is the highest-return move available to you.
Fill every field above to see your retirement pillar.

Ang malaking pangarap mo

The goal

Your goal — where you stand

On this trajectory you will have —
of the — you want ready —

 

0Target
Fill every field above, or tick the box to skip.

College fund

College funds — where you stand

On this trajectory you will have —
of the — you want ready —

 

0Target
Fill every field for each child, or tick the box to skip.

Your Financial Checkpoint Score

—

Financial Checkpoint Score

Complete the pages before this one and your score appears here.

What makes it up

Two bars per pillar below: the top one is the score (equal-weighted, drives your 35%). The bottom gray one is the actual pesos. They measure different things and will not always match — that's expected, not a mistake.

You made it — this is the last step.

Every number that matters is already in. What's left is the most important decision of all: how you put your money to work starting this month, toward the freedom you're already building.

— → —

Checkpoint Score today → where this plan takes you

Where your net income is already going

Net income (Step 1) —
Money to allocate each month —

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